Finance your institution
Financing proposed by Grameen Crédit Agricole Microfinance Foundation
The Foundation offers loans, guarantees or even equity investments to microfinance institutions (MFIs) that meet at least the following criteria:
- have existed for two years,
- portfolio of outstanding loans is higher than 650,000 €,
- accounts are audited annually.
Eligibility criteria
In its financing decisions, the Foundation takes into account the financial situation of the MFI as much as its social mission and its respect of ethical principles and governance.
| Institutional and financial | Criteria “Social” criteria |
| Good-quality portfolio (PAR 30 < 5%) | Social mission that especially seeks to reach poor or excluded people, women and/or the rural world and agricultural activities |
| Operational viability already or almost reached (OSS > 95 %) | Average loan per borrower reflects suitable targeting. |
| Solid business plan that includes financial projections | Responsible interest rates practiced |
| Ability to produce quarterly reporting including balance sheet, income statement and portfolio at risk | Governance that ensures the social mission will be maintained over time |
| A healthy balance sheet structure (Debt / Equity ratio < 5) | Respect of principles of informing and protecting clients |
More on the Foundation’s approach to microfinance…
How to make a financing request?
If your MFI meets most of the eligibility criteria mentioned above, download the registration form (PDF) and send it to: microfinance.grameen@credit-agricole-sa.fr
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